Power the Future of Paymentswith Crypto Card Solution
Crypto · Worldwide
VISA
Bridging crypto to real-world transactions. We provide the infrastructure and expertise for your business to launch virtual and physical cards — your users top up with USDT and spend instantly in fiat, online and offline.
180+
Countries accepted
40
Main chains supported
0
Top-up & setup fees
1.12%
Peak volume rebate
Common hurdles impacting your users and your business
Leveraging crypto for real-world transactions is a critical barrier for your users — limiting their experience and hindering your market expansion.
Complexity and friction of crypto transactions
Wallets, gas, bridges and conversions stand between a balance and a purchase.
Slow and costly fiat off-ramping
Bank rails take days and shave value off every withdrawal your users make.
Limited merchant acceptance of crypto
Almost no merchant settles in crypto, so holdings stay locked out of daily life.
Transform your business with a crypto card
Solve users' spending hurdles
Empower users with effortless, real-world crypto spending — eliminating their biggest pain point and making your platform indispensable.
Unlock new revenue
Generate scalable income from card issuance, transactions and value-added services, with volume rebates paid back to your institution.
Expand your ecosystem
Seamlessly integrate crypto spending into your platform, transforming your offering and increasing user stickiness.
Use cases for businesses
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Simple, intuitive user experience
Pay with crypto, live without limits. Sign-up, KYC, card application, top-up, spending and card management — all in a flow your users already understand, under your brand.
Crypto · Worldwide
VISA
Launch your card with worldwide acceptance
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Tailored solutions for your crypto card program
Adaptable models designed to integrate card issuance with your existing business and strategic goals. Choose the path that best amplifies your market presence and accelerates your launch.
Most popular
White-label customization
Launch a fully branded card application and program. Keep your identity and the direct user relationship — own the entire experience.
Direct card issuance
Issue virtual and physical cards under your program using our capabilities, minimizing setup complexity.
Co-branded partnership
A joint brand presence on the card, leveraging both our strengths in market.
SaaS card issuance
Deploy our ready-to-run platform-as-a-service and cut your time to market significantly.
Transparent, tiered, volume-rewarded
Issuance country: HK (determines regulatory framework & usage) · Card currency: USD (base currency for settlement)
| Item | Fee (USDT/year) | Remarks |
|---|---|---|
| User app | 96,000 non-licensed 120,000 licensed | Non-licensed: MPC private key managed by licensed Flowcore Global. Licensed: key managed by client (EU VASP, HK TCSP, Dubai VARA). |
| MPC wallet custody | Variable | Withdrawal fees above USD 5M follow the withdrawal overage structure. |
| Apple / Google Pay support | Included | Integration with digital wallets. |
| API integration | Included | Requirements confirmation, test and production integration support, documentation and SDK access. |
| API subscription | Included | API access, infrastructure use and manual technical support. |
| Compliance due diligence | Included | One-time corporate background and compliance assessment for AML and KYC adherence. |
| Item | Breakdown | Fee / rate | Remarks |
|---|---|---|---|
| Top-up fee | — | 0 | |
| USDT to USD conversion | — | 0 | |
| Card issuance | Virtual card | $0.2 / card | Minimum 2,000 physical cards. Shipment rate varies by location. |
| Physical card | $10 / card | Excluding shipment fee. | |
| Transaction processing | Domestic (USD) | 0.6% | Charged per authorized transaction, regardless of completion. |
| International | 0.6% + 1% FX | FX rate provided by Visa. | |
| Apple Pay authorization | — | 0 | Authorization fee for Apple Pay transactions. |
| ATM withdrawal | — | 2% (min $2) |
| Fee type | Breakdown | Fee / rate | Remarks |
|---|---|---|---|
| Rebate (monthly volume) | $0–$2M | 0.21% | Rebated to the integrated institution based on transaction volume. |
| $2M–$5M | 0.42% | ||
| $5M–$6M | 0.7% | ||
| $6M–$8M | 0.84% | ||
| $8M–$10M | 0.98% | ||
| >$10M | 1.12% | ||
| Refund fee | — | 2% | Processing transaction refunds. |
| Reversal fee | — | $1 / transaction | Reversing transactions. |
| Decline transaction fee | Chargeback 20–50% | $0.3 / transaction | Charged when a transaction is declined. |
| Chargeback >50% | $0.6 / transaction | ||
| Dispute resolution | — | $35 / transaction | Handling customer disputes or chargebacks. |
| Feature | Breakdown | Fee / rate | Remarks |
|---|---|---|---|
| Card design | Virtual & physical card | $10,000 | Non-refundable application fee. Visual design and branding elements, subject to Visa approval. |
| KYC verification | Individual KYC | $2 / person | Final pricing from third-party provider (Sumsub). |
Standard wallet plan
| Feature | Details |
|---|---|
| Monthly withdrawal limit | Up to 5,000,000 USDT / month |
| Supported main chains | 40 |
| Supported sub-addresses | 100,000 |
| Supported workstations | 2 (1 production, 1 test) |
MPC wallet value-added services
| Service | Fee (USD / month) |
|---|---|
| Additional main chain | 500 / main chain |
| Additional sub-address | 0.05 / sub-address |
| Additional sub-wallet | 200 / sub-wallet |
| Third-party KYT maintenance | 1,000 |
Withdrawal overage tiers
| Monthly withdrawal volume | Rate |
|---|---|
| 5M – 10M | 0.059% |
| 10M – 50M | 0.048% |
| 50M – 100M | 0.042% |
| >100M | Contact sales for a quote |
Billing & settlement rules
- Subscription fees are charged quarterly; withdrawal fees settle at quarter-end.
- Within limit: monthly withdrawals ≤ the 5M package limit — only the fixed subscription fee applies.
- Over limit: fees are actual withdrawal amount × tiered rate.
- Scope: transfers to addresses not generated by the current MPC wallet (exchanges, third-party wallets).
- Non-stablecoin withdrawals convert to USDT at CoinMarketCap price at time of withdrawal.
Choose your CaaS plan
Powerful, flexible and built for your business. A simple monthly subscription — no hidden fees.
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USD / month
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* A minimum of 6 months commitment is required for all plans.
Visa compliant
Global card issuance
Secure & reliable
Dedicated support
Ready to launch your crypto card?
Tell us about your platform and we'll map the fastest route to market — virtual, physical, white-label or co-branded.
